Two has processed over €1 billion in B2B payment volume,a milestone that reflects a much bigger shift already underway in how businesses pay each other, everywhere.
B2B payments make up the vast majority of global payment value, and the market is projected to grow from roughly $1.7 trillion in 2026 toward multi-trillion-dollar territory by the mid-2030s. North America still holds the largest share of that volume, while Europe is one of the fastest-growing regions, fueled by open banking regulation and rising demand for instant, digital-first payment rails. The pattern is the same across every market: businesses that grew up buying and selling online expect the same speed and simplicity at checkout that they get as consumers, and legacy trade credit - manual invoices, slow approvals, Net 30 terms - hasn't kept pace.
Two was built to close that gap. Since launching in 2021, we've focused on giving businesses instant credit decisions, industry-leading credit limits, and flexible terms at the point of sale, both online and offline. Two is backed by banking partners including DNB, Santander, Allianz Trade, and ABN AMRO, and trusted by over 200+ merchants who want to offer a frictionless buyer experience, and credit without carrying the risk themselves. Two's footprint now spans the Nordics, Europe, and the US - live merchants on both sides of the Atlantic, all running on the same infrastructure.
Crossing €1B in volume shows the model holds up at scale - and it's a marker on a longer path. The shift toward embedded, real-time B2B payments isn't a European trend or a Nordic one. It's global, and Two is built to move with it.
Ready to offer flexible B2B payments at checkout? Two's B2B payment technology means smarter trade for modern merchants. Get in touch with us.
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