Your Buyers expect to split the cost of large purchases
Don’t give them a reason to look elsewhere. Power up business growth with letting buyers pay in installments for large value goods and services.
What is Installments?
With Two Installments, large purchases are no longer a barrier. You receive full payment upfront—without riskwhile your customers gain the freedom to spread their costs across up to 36 months, keeping their business cash flow strong.
Reduce workload
Two takes care of the heavy lifting, including credit checks, fraud prevention, payment collection, and taking on all the default risk. This allows the business to focus on growth.
Convert larger orders
Increase conversion rates for large orders by letting customers buy what they need and pay with business-friendly payment terms. It offers instant approvals and no lengthy applications.
Drive loyalty
Delivers a fast and convenient buying experience that encourages repeat business. Customer approval is instant with no time-consuming identity checks, paperwork, or re-directs.
Boost cashflow
Attract new customers and increase average order value while ensuring the total purchase amount is paid upfront to the business, with no delay in settlement.
Close bigger deals, faster
Quickly build seamless payment experiences for SME and Enterprise.
Flexible instalments
Create repayment plans that allow buyers to pay over time through instalments from 3 to 36 months. Multiple repayment plans can be invoiced together for simplified payments.
Flexible repayment frequencies:
- Weekly
- Biweekly
- Monthly
- Bimonthly
- Every quarter
- Bi annually
- Annually
Common use cases:
- Subscriptions
- Rental purchase
- Contract purchase
Perform credit checks on buyers to determine the repayment terms that fit their profile. This helps ensure repayment plans are manageable and reduce risk.
You receive a net payout once a repayment plan is fulfilled, based on your negotiated payout cycle. This helps maintain cash flow while buyers pay over time.
Cancel repayment plans to prevent invoicing of any future instalments. This feature gives merchants control over stopping further payments if needed.
Monitor the funding and fulfilment status of repayment plans, ensuring that everything is on track and buyers are meeting their payment obligations.
Get a breakdown of upcoming instalments to review and plan payments. This provides transparency for both merchants and buyers on payment schedules.
A smarter way to pay - for you and your customers.
Delphi Credit Engine
AI-powered credit assessment that outperforms traditional bureaus by 3.8x
Frida Fraud Engine
Advanced verification that reduces fraud by 99% compared to manual reviews
Hear from some of our valued merchants.
