The complete B2B payment suite.

The complete B2B payment suite.

Offer instant trade credit to your B2B customers at the checkout using Two's Buy Now Pay Later solutions. Sell more and get paid upfront without the credit risk.

Sell. Get Paid. No Headache.
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The simplest way to sell B2B.

With Two, offer your online and offline business customers instant interest-free trade credit without the time-consuming paperwork All while we take on the risk.

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Boost B2B sales

Experience 20% uplift in conversion rates and 60% increase in average order value with our Buy Now, Pay Later B2B payment solutions. Two credit approves 90% of business buyers.

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Get paid straight away

Once you fulfil an order, you get paid - once a month or in instalments. You choose. Two also takes on the credit and fraud risk.

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Eliminate admin

Eliminate time-consuming tasks like customer onboarding, credit checks, and ID verification. Two handles it all. Plus, Two automatically collects payments for invoices and tracks late payers.

Trade is global.

Global commerce needs a global payment system - whether your business takes you to North America, UK, the Nordics or the Eurozone, Two is there to help you sell.

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How Two works.

1

Business buyer places online or offline order

Two performs instant credit checks

2

Buyer completes ID verification

3

You get paid once the order is fulfilled

4

Your customer pays on terms, Two handles the risk

5

A complete B2B payment suite.

E-commerce Checkout

Make your B2B checkout process seamless - increase conversions, reduce credit risk and get paid faster.

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Trade Account

The turbocharged trade payment solution to boost B2B sales. Allow your customers to onboard at lightning speed and purchase in just one click.

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Order Creator

Make it simple to offer trade credit to all B2B customers regardless of where they order from. Online, offline, or both.

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Sell. Get paid. No headache.

From ID verification and credit checking to invoice issuing and collecting customer payments - Two handles it all.
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A diagram showing the benefits of using a buy now pay later solution for sellingA diagram showing the benefits of using Two

As seen in

Sequoia-backed fintech Two raises €18m Series A

Sifted

March 21, 2023

Two is bringing a consumer-like experience to B2B payments

TechCrunch

March 21, 2023

Konkurrentene henter milliarder – for Two-sjefen er samarbeid mer verdt enn kapital

Shifter

March 21, 2023

Why our merchants love Two.

Cut admin and reduce risk of human error!"Using Two as our B2B invoicing backend has reduced manual work and the risk of human error. In addition, our customers get a nice overview of their order on behalf of the company."
Josefine Jacobsen
Business Coordinator, Morgenlevering
Streamline B2B orders!"You don't want to chase people to remind them to pay you! Two is helping us streamlineour online B2B orders and cash flow operations. Every time an order is placed and processed, we get paid."
Nivi Jasa
Director and Co-founder, I Am Nut OK
A logo for Norwegian based company Eplehuset
Never reject a B2B customer again!"Online B2B transactions generally include long, manual processes - so much so that we often risk losing the entire purchase. Without Two, we would have had to reject 52% of our B2B customers!"
Line S. Ludvigsen
Marketing & E-Commerce Manager, Eplehuset AS
Opportunities increased!"Introducing Two was the best decision we could have made as a business. It gives our customers the extra breathing space with the 30 day credit terms and it sets us apart from our competitors! In addition the team at Two are always really helpful."
Mark Farr
CEO and Founder, Purple Planet Packaging
Saving 20 hours of work a month“The main reason we chose Two as our B2B payment solution is because our previous methods created a lot of manual work. We no longer have an issue with that, which is something I’m very happy with.”
Jørgen Berthelsen
CEO and co-founder of Riktig AS
No more B2B sales blockers“I’ve had issues with b2b-payments for 10 years now, and it’s been a major impediment for my b2b-sales at both my current and previous startups. Finally, the Two team has come along to fix it!”
Knut Hellik Kvale
CEO & founder of Givn
Free from credit risk"It’s hard to overstate just how impactful Two has been. By improving our cash position and freeing ourselves from credit risk, Two has put us on a firm footing for growth. Thanks to the capital unlocked by Two, we have been able to invest aggressively in growing the business.
Alex van Klaveren
CEO of Kandidate
Unlocking company growth"It’s no exaggeration to say Two has unlocked growth for us like none of the other B2B payment companies have. Our success in countries where Two supports us far outperforms what we see in our other markets. We’re seeing 50% MoM growth in markets where we have Two implemented."
Abhi Arora
CEO, Fleek

Two Cents blog.

B2B BNPL vs traditional trade credit - which is the better financing option?

Trade credit has been a preferred payment method for B2B buyers for decades. But how does it compare to B2B BNPL? Learn more about these different financing options.

Debt factoring: What it is and how it works

Learn all you need to know about debt factoring, the advantages and disadvantages of debt factoring, and how it comes to alternatives like B2B Buy Now Pay Later.

What is accounts receivable financing?

Learn about accounts receivable financing, a short-term funding method where businesses can borrow capital against their invoices, and alternatives like Two.

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Increase your B2B sales today.

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