Guest Checkout

Customer payment terms, reimagined.

Offer market-leading credit limits to one-time and recurring customers on your webstore instantly.

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Trusted by 200+ merchants

Why offer Guest Checkout on your webstore?

Offering Guest Checkout on your webstore removes friction at the point of purchase, making it faster and easier for customers to complete their orders without creating an account.

Accept more customers

Offer a market leading 90% acceptance rate from day one

High credit limits

Give your buyers access to the highest credit limits, helping you sell more.

Grow conversions

Boost conversions by +20% thanks to the best B2B purchasing experience.

Say goodbye to admin

Two handles all invoicing and payment collections automatically

Built by merchants, for merchants.

Delphi Credit Engine

AI-powered credit assessment that outperforms traditional bureaus by 3.8x

Frida Fraud Engine

Advanced verification that reduces fraud by 99% compared to manual reviews

Returning buyer logic

Enable a 1-click checkout for returning buyers

Don’t just take our word for it

Hear from our amazing merchants and customers as they share their experiences

"Very easy to use. Most definitely going to use again for future purchaes"

Carl Fredrik Keyser Herloften

Buyer, Sweden

"A smooth and efficient solution that simplifies everyday online business purchases."

Kelly Williams

Buyer, UK

“A coffee shop that needs a box of coffee cups can buy it for £50 on 1st August and not have to pay until the 30th. They have 30 days to make a profit and increase cash flow. That’s a huge benefit for a business to have. And for us to be able to help small businesses is key”.

Mark Farr

CEO and CO Founder, Purple Planet Packaging

“We’ve seen an increase of B2B customers that choose to purchase online instead of calling us because the checkout process is just simply better”.

Jørgen Bertelsen

CEO & Co Founder, RiktigHandel

"Previously, some large orders failed due to minor issues or technical limitations. With Two, 96% of orders are successfully processed -much higher than before. We’re very pleased with the collaboration and appreciate how actively the Two team has optimised the solution for us."

Knut Hellik Kvale

Founder, GIVN

"Intuitive platform with great support - would recommend!"

Luc Theobald

Buyer, UK

"Used Two online, and the whole process was super fast and easy, especially compared to how time-consuming it usually is to fill out multiple forms before placing an order. Highly recommend!"

Nicolas

Buyer, Norway

"Payments are always on time. Team is always helpful and friendly if I have a question"

Chris Priebe

Founder, Zelt

"It’s no exaggeration to say Two has unlocked growth for us like none of the other B2B payment companies have. Our success in countries where Two supports us far outperforms what we see in our other markets. We’re seeing 50% MoM growth in markets where we have Two implemented."

Abhi Arora

CEO, Fleek

Frequently asked questions

How fast is approval at checkout?

Instant. The buyer chooses to pay with Two at your checkout, and our credit and fraud engine returns a net-terms decision in seconds using nothing more than their company name.

Does the buyer need to create an account first?

No. Guest Checkout works for one-time and recurring customers alike, so a business buyer can get approved and check out without ever setting up an account on your store.

Do I still get paid upfront if the buyer is on net terms?

Yes. Two pays you upfront as soon as the order is approved, then takes on the credit and fraud risk and collects payment from the buyer directly.

What credit limits can buyers get?

Two offers market-leading credit limits compared to typical B2B checkout financing, so buyers can place bigger orders without paperwork slowing them down.

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