Customer payment terms, reimagined.
Offer market-leading credit limits to one-time and recurring customers on your webstore instantly.
Trusted by 200+ merchants





Here's how it works
Step 1
Checkout like normal
Your customer heads to your checkout and chooses to pay with Two.
Step 2
This is where the magic happens
Using our world-class credit and fraud engine, we run instant checks that give your customer net-terms in seconds using just their company name.
Step 3
Verification in the click of a button
Your customer verifies their identity in less than 30 seconds (and only needs to once).

Step 4
All done!
Once approved, your customer is redirected to your order completion page and receives an email confirmation.
Why offer Guest Checkout on your webstore?
Offering Guest Checkout on your webstore removes friction at the point of purchase, making it faster and easier for customers to complete their orders without creating an account.
Offer a market leading 90% acceptance rate from day one
Give your buyers access to the highest credit limits, helping you sell more.
Boost conversions by +20% thanks to the best B2B purchasing experience.
Two handles all invoicing and payment collections automatically
Built by merchants, for merchants.
Delphi Credit Engine
AI-powered credit assessment that outperforms traditional bureaus by 3.8x
Frida Fraud Engine
Advanced verification that reduces fraud by 99% compared to manual reviews
Returning buyer logic
Enable a 1-click checkout for returning buyers
Don’t just take our word for it
Plugin and direct API integration management.
Whether you decide to integrate with your favourite plugin or directly via our API, manage it all in one place for complete convenience.
Ready to get started?
Sign up to try our Merchant Portal or book a demo with our sales team.
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About Two
Built by merchants, for merchants.