Risk Intelligence that works for B2B
Risk-as-a-Service (RaaS) by Two gives you a smarter way to manage B2B credit and fraud. Track, monitor, and adapt controls for Buy-Now-Pay-Later payments. All in one place.
What is RaaS?
Risk-as-a-Service (RaaS) is an enteprise-grade AI-powered, API-first solution that merges fraud detection, credit scoring, identity verification, and merchant-specific risk rules into a single, seamless experience. You can integrate RaaS via API, or manage everything through our Merchant Portal only.
Scale with confidence
Go live in as little as two weeks.
Handle thousands of transaction daily.
Deploy smarter decisions
Our ML models approve the right buyers in real time while stopping fraud before it happens.
Advanced Risk Platform for B2B BNPL payments
Delphi Credit Engine
AI-powered credit assessment that outperforms traditional bureaus by 3.8x
Frida Fraud Engine
Advanced verification that reduces fraud by 99% compared to manual reviews
Risk Management Panel
Set your own limits, customise fraud & credit rules, and monitor performance through our intuitive Merchant Portal.
