What is Two?

Access instant trade credit at the checkout from your favourite merchants. Two simplifies the B2B purchasing experience and cuts days of admin by allowing you to checkout with terms in seconds.

No more lengthy application forms or excessive wait times - just simple, straightforward business purchases.

How does Two work?


Enter your company details at checkout

Two instantly checks whether we can offer invoice terms. Our credit checks won't appear on your company's credit record!


Verify your identity

To protect your company from fraud, we verify your identity during checkout with market-specific identification tools.


Pay your invoice

Once the seller has accepted your order, you will receive an invoice from Two made out to your business. Pay it like you would pay any other invoice!

Why use Two?

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We use industry leading data encryption and anti-fraud technology to keep you protected. If your goods don't arrive or match the original description, you will be refunded.


You get payment terms that work for your business. Optimise your cashflow, at no additional cost.


Simplify the administrative burden of purchasing online. Two sends you an invoice via e-mail - say goodbye to expensing.

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