Automotive spare parts
Financing that moves inventory, not capital.
Offer net terms that win deals. Get paid upfront. Run inventory at scale. B2B BNPL for automotive spare parts distributors.
Upfront payment unlocks faster restocking
Compete on terms, not just price
Scale without balance sheet strain
Trusted by 200´+ Merchants
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Why automotive companies choose Two
Improve buyer loyalty and boost purchase frequency when you put payment terms on the menu
Get paid upfront
No more waiting 30–90 days for cash. Two advances funds upfront so you can restock and scale.
Move more inventory
Offer net terms to B2B customers—mechanics, shops, fleets—without tying up working capital.
We manage the risk
AI credit decisioning, fraud detection, and collections—you keep control, Two handles the risk.
Grow your AOV
Higher order values. Bigger baskets. Net terms unlock deals that cash-only customers can't close.
Smart credit limits
AI learns your customer base. Limits scale with proven buyers, tighten for new ones.
Seamless integration
Works with your ERP, point of sale, and ordering systems. No manual workflows.
Automotive and spare parts
The complete B2B payments stack
One integration. Every payment scenario covered.
Instant Net Terms at Checkout
Buyers get 14–120 day payment terms with instant approval. No separate credit application — just a company registration number, and decisions arrive in under 2 seconds.
Instalments for High-Value Orders
Spread €10K+ orders across 3–36 months. Makes enterprise purchases accessible. Perfect for bulk component orders and high-value equipment — the backbone of electronics B2B.
Upfront Payments
You get paid immediately regardless of the terms your buyer is on. No accounts receivable management. No more 30–90+ day waits eroding your cash flow.
Risk-as-a-Service (RaaS)
AI-powered credit and fraud decisioning embedded into your existing stack. Automates checks in milliseconds across all channels — online, direct, and in-store — with zero manual review.
Growing Trade Accounts
Trade accounts that strengthen over time. As customers prove creditworthy, limits increase automatically — encouraging larger orders from your best buyers without any manual intervention.
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