Beyond Basic B2B BNPL Risk Tools
Risk as a Service (RaaS) by Two gives you a smarter way to manage B2B credit and fraud. Track, monitor, and adapt controls for Buy-Now-Pay-Later payments. All in one place.
What is RaaS?
Two’s RaaS plugs directly into your B2B checkout, embedding AI and ML-driven credit underwriting and fraud detection into every transaction.
Scale with confidence
Go live in as little as two weeks.
Handle thousands of transaction daily.
Deploy smarter decisions
Our ML models approve the right buyers in real time while stopping fraud before it happens.
What do our merchants say about RaaS product?
“We have been running successfully with less fraud, less manual work on our side and higher acceptance rate on credit applications.”
Download Komplett Case StudyRead full testimonial
Tormod Hystad
Customer Journey Manager, Komplett ASA
Advanced Risk Platform for B2B BNPL payments
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AI-powered credit assessment that outperforms traditional bureaus by 3.8x
Frida Fraud Engine
Advanced verification that reduces fraud by 99% compared to manual reviews
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Set your own limits, customise fraud & credit rules, and monitor performance
