Two has partnered with Qliro, a leading Nordic payments provider, to launch a unified B2B Buy Now, Pay Later (BNPL) solution, delivering a next-generation payment experience for businesses across the region.
One Seamless Checkout for All Customers
Through this collaboration, Two’s advanced B2B BNPL capabilities will be directly integrated into Qliro’s existing checkout. This enables Qliro’s merchants to offer flexible payment terms to business customers - such as 30, 60, or 90 days - without any added complexity or risk. The solution is designed to boost B2B checkout conversions, increase basket sizes, and support recurring purchases, directly enhancing merchant growth and Qliro’s strategic objectives.
“This strategic partnership significantly elevates Qliro Checkout 0.0 to deliver one of the most advanced B2B payment solutions in the market. It enables merchants to serve both B2C and B2B customers through a single, high-performing checkout. This is a major leap forward for B2B commerce in the Nordics,” says Christoffer Rutgersson, CEO of Qliro.
Meeting the Demands of a Growing Market
B2B payments have long been burdened by slow processes and manual checks. That’s changing, we're introducing the speed and simplicity of consumer checkouts to the B2B space, helping merchants thrive in a market that demands more agility. As the B2B BNPL sector matures - projected to reach a gross merchandise value of $669.5 billion by 2029, growing at 27.4% annually - merchants are increasingly turning to smarter, more adaptive payment solutions to capture this momentum.
Key benefits of the Two-Qliro integration include:
- Seamless unified checkout for both B2C and B2B transactions
- Instant business verification and credit approvals powered by advanced analytics
- Flexible payment terms tailored to business needs
- Comprehensive risk management, with Two assuming credit and fraud risk
- Effortless onboarding for merchants, requiring no complex setup
“We’re setting a new benchmark for B2B payments in the Nordics,” says Andreas Mjelde, CEO and Co-founder of Two. “This integration delivers a unified checkout with instant decisioning and real-time risk control, helping merchants grow with confidence. As Nordic B2B e-commerce grows rapidly, merchants are under pressure to meet rising expectations"
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A Partnership for Growth
This collaboration is not just about payments, it's about enabling digital-first commerce across the Nordic region. By merging Qliro’s trusted checkout infrastructure with Two’s B2B expertise, merchants of all sizes can scale faster, operate more efficiently, and deliver the seamless experiences modern buyers expect. Sjur Kleive, Head of Commercial Nordics at Two, shares his perspective:
“By bringing together Qliro’s platform and Two’s B2B focus, we’re unlocking powerful growth opportunities for merchants”
About Two
Two is transforming B2B payments across Europe by making net-term selling as effortless as card payments. Active in 15 countries and backed by major financial institutions, Two helps businesses grow with confidence through flexible, secure payment solutions.
About Qliro
Qliro is a leading fintech company offering safe and simple digital payment solutions, including a complete check-out to e-merchants. Qliro is a credit market company under supervision of the Swedish Financial Supervisory Authority and has its registered address in Stockholm. Qliro’s shares are listed on Nasdaq Stockholm under the ticker “Qliro”.
For more information, visit https://www.qliro.com/en-se/investor-relations
