# Two

> Two is a B2B payments and embedded trade credit platform, helping businesses offer flexible payment terms (invoice-based BNPL / net terms) to their customers across Europe, the Nordics, and the US.

Two provides embedded B2B BNPL, invoicing, and trade credit infrastructure that sellers use to extend payment terms to business buyers while getting paid upfront. Two handles underwriting, invoicing, collections, and risk so sellers can offer "buy now, pay later" and net terms at checkout without taking on the credit or operational risk themselves.

## Product & Industries
- [Homepage](https://www.two.inc/): Overview of Two's B2B payments and trade credit platform.
- [SaaS](https://www.two.inc/industries/saas): Trade credit and flexible payment terms for SaaS sellers.
- [Wholesale](https://www.two.inc/industries/wholesale): Trade credit and flexible payment terms for wholesale businesses.
- [B2B Marketplaces](https://www.two.inc/industries/b2b-marketplaces): Trade credit and flexible payment terms for B2B marketplaces.
- [Construction](https://www.two.inc/industries/construction): Trade credit and flexible payment terms for the construction industry.

## Resources
- [Two Cents Blog](https://www.two.inc/resources/two-cents-blog): Articles on B2B payments, trade credit, and embedded finance.
- [Documentation](https://docs.two.inc/): Technical documentation for integrating Two's APIs.

## Company
- [Careers](https://www.two.inc/careers): Open roles at Two.
- [Investor Relations](https://www.two.inc/investor-relations): Information for investors.
- [Legal](https://www.two.inc/company/legal): Terms, privacy policy, and legal information.

## Optional
- [Terms](https://www.two.inc/terms): Terms of service.